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Effective January 1, 2009

Disability Insurance

Virginia Sickness and Disability Program
Effective January 1, 1999 all newly hired employees will be enrolled in the Virginia Sickness and Disability Program (VSDP). Effective each January 10 current salaried employees will receive 8 to 10 days of sick leave annually depending on the number of months of State service. Part-time employees, who work at least 20 hours per week on a salaried basis are eligible to participate in the VSDP and earn up to five days of sick leave annually depending on months of service. In addition to sick leave, full-time salaried and eligible part-time salaried employees will also receive up to five days of a new leave category called "Family and Personal Leave."

The Virginia Sickness and Disability Program provides income replacement after a seven calendar day waiting period. Short-term disability coverage provides income replacement of 100 percent for the first five days of disability, 80 percent of income for 20 days and 60 percent for 100 days. The maximum short-term disability benefit is 125 work days.

Percentage of Creditable Compensation and Days (Hours)
Months of Service 100% 80% 60%
Less than 60 5 days (40 hrs.) 20 days (160 hrs.) 100 days (800 hrs.)
60 - 119 25 days (200 hrs.) 25 days (200 hrs.) 75 days (600 hrs.)
120 - 179 25 days (200 hrs.) 50 days (400 hrs.) 50 days (400 hrs.)
180 or more 25 days (200 hrs.) 75 days (600 hrs.) 25 days (200 hrs.)

Long term disability coverage is provided after an employee completes the short-term disability period (six months). If approved for long term disability, 60 percent of income is paid until age 65 or until the disability no longer exists. If the disability began after age 60 the benefit period is five years.

Once an individual enters long term disability they are separated from university service. If at a latter date an individual is cleared from long term disability and wishes to return to service with the university, they must apply for a position through the normal competitive hiring process.

This program is at no cost to employees. The Commonwealth of Virginia has contracted the management of this program to a third party administrator, UNUM Life Insurance Company of America. For information on UNUM . call toll-free (800) 652-5602, visit the VRS website at http://www.varetire.org or contact the UHR Benefits Division for more detailed information.