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Benefits Summary for Post-doc Staff
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Life Insurance Disability Insurance Accidental Death and Dismemberment
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Effective January 1, 2009

Accidental Death and Dismemberment

Accidental Death and Dismemberment insurance is provided for post-doc fellows through The Standard. All active full time post-doc fellows working at least 30 hours per week are eligible. The cost for this benefit is paid 100% by the University of Virginia.

Your AD&D insurance benefit is equal to 4 times Annual Earnings to a Maximum Benefit of $300,000. There is a reduction schedule once you reach age 65:
Age 65-6965%
Age 70-7450%
Age 7535%

You may be eligible to continue your Life Insurance at group rates if your employment terminates. You may also be eligible to convert your Life Insurance to a whole-life policy is your employment terminates.